Michigan First Mortgage Blog

The 6 Homes You Meet When House Hunting

House hunting … not quite as easy as they make it out to be on TV. Finding your perfect house can take patience and open house after open house. When looking for a home, here are the six types of homes you’ll find.

The Fixer-Upper
a. This is the home that makes you say things like “we could fix this ourselves,” when you’re not handy at all. It is a good deal, but can you update everything by the time you move in?

The Overpriced Dream
a. This is the house that has everything you have ever dreamed of. It’s perfect, …

Winter is Coming: Get the Most From Your Homeowner’s Insurance Claims

In Michigan, we can get some crazy weather during the colder months, which can lead to home damage. Leaks, floods, ice damage, roof problems from snow accumulation, or even freeze-thaw damage can wreak havoc on your home. If the damage is great enough for you to file an insurance claim, here are a few ways to make sure you’re maximizing the payout you should get with your policy:

Review your policy – thoroughly. Understand your coverage prior to an emergency, so you’re not scrambling to figure out what’s covered when your roof starts leaking during a big thaw. Sometimes you’ll find …

How to Select the Right Home Inspector

It can be tempting to save money anywhere you can when purchasing a home. There are many things you can (and should) deal hunt on, a home inspector is not one of them. You might be thrilled to save a few bucks but speaking from experience, it’s better to hire a professional who will take their time and knows exactly what to look for. A cheap home inspector will not save you money in the long run.

The inspection should not be a painful process. It is meant to help you, the future homeowner, understand and address the home’s current issues. …

What to Look at During an Open House
By: Rachel Quinn

Open houses, when you think about it – it’s kind of like a speed date with you and your potential home. You’re nervous and ready to see if it’s the right match for you. Here are some things you might not think to look at during the open house.


Before or after the open house, take a drive around the neighborhood. Are the homes cared for? What kind of stores are nearby? This tour will help you decide if this exact location is right for you. Maybe the block that the potential home …

How Do You Know You’re Ready to Buy Your First Home?

Buying a house is a big milestone, but how do you know when you’re ready to take that step? Here are seven questions to ask yourself before beginning the home buying process.

Do I Have a Stable Job?

This may be a given, but changing jobs right before or in the middle of the home buying process can be a nightmare. If you plan to purchase the home with someone else, the same goes for them. It’s best to be a steady job for at least six months before beginning the mortgage process.

Do I Really Understand My Budget?

You …

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