Organization Tips

Using Your Tax Refund for Home Updates
By Alan Crawford, Mortgage Loan Officer So you are getting money back this year form the IRS? Congratulations! Now what to do with that refund – take a vacation? Pay bills? Save it? Why not spend it on home improvements? People spend a lot of time in their homes, especially during Michigan winters, so why not make it better? Look around and think about which projects would make the most sense based on the property value return and your comfort level. Don't forget to look at the outside too. How are those gutters? Do you have peeling paint? Do you have a ...
Home Organization Tips
By Kristian Jorgensen, Mortgage Loan Officer A little bit of organization can go a long way to maintain stability and peace in a household. While organizing your entire house can be an overwhelming undertaking, with a good plan and some great tips, the execution can be smooth and efficient. Getting Started Set aside time to complete your organization project. Writing down a schedule helps keep you on track to meet your goals. Focus on certain areas that will have the biggest impact and list them based on priority. Maybe a high traffic area like the kitchen, an office where you work from ...
House Projects to Work on in the Winter
By Jessica Smith, Mortgage Loan Officer The winter season is long and cold, but for some, it is the perfect time to start projects, or enjoy winter activities. However you spend your time for the winter months, why not make the most of it by completing a DIY project or two? When it's too cold or snowy to go outside, the weekends provide the perfect opportunity to spend some time embracing and improving your indoor space. Deciding which potential home projects to complete before spring arrives may not come easy, but here are a few suggestions: Bathroom: Re-grout your tile, paint your ...
5 Tips for Buying Patio Furniture on a Budget
Patio furniture can be a welcome addition to any outdoor space. Ample, comfortable seating extends living space and offers a nice place to relax – but, like most things, can come with a hefty price tag. We’ve got a few tips to keep costs down when purchasing or re-vamping outdoor furniture. Shop at the end of the season. At the end of July and August, many places are getting rid of inventory and prices fall considerably. Choose less expensive materials. Aluminum and resin cost less than high-end wood, and can be easier to maintain. Check out yard sales or thrift stores. You may ...