Realtors

Why You Should Buy a Home with a Real Estate Agent
By John Fitzgerald, Mortgage Loan Officer  So you have decided that it’s time to make a move! Whether you are purchasing a home for the first time or the sixth time, buying a home is an exciting event. Fortunately, a real estate agent acting as your buyer’s agent can help you navigate the process and allow you to focus on everyday life, all while planning your eventual move to your new home. Let’s discuss how your local realtor can help you find the right home for you and your family. Better Access to More Information Realtors help you navigate the home buying process ...
What to Look at During an Open House
  Open houses, when you think about it – it’s kind of like a speed date with you and your potential home. You’re nervous and ready to see if it’s the right match for you. Here are some things you to look at during the open house: Neighborhood Before or after the open house, take a drive around the neighborhood. Are the homes cared for? What kind of stores are nearby? This tour will help you decide if this exact location is right for you. Maybe the block that the potential home is on is amazing but the surrounding area isn’t quite up ...
Four Ways to Kill Your Home Closing
You found the home of your dreams and your offer was accepted. Don’t celebrate just yet; there are still four major missteps that could lead to a delayed or even canceled closing. Mortgage lenders review your income and credit when applying for the loan and again on closing day. Here are four things avoid doing before you close on your home: Applying for credit or making big purchases - It can be tempting to order new furniture or art when you are in the process of closing your home. Big purchases like these may delay your closing. This changes the information ...
Mortgage Lingo Decoded
Sometimes, we take for granted that not everyone is familiar with the language associated with a mortgage. Principal? Amortization? Escrow? Supercalifragilisticexpialodocious? Below is a quick-and-dirty guide to some of the common terms you might hear thrown around when you start researching mortgages. If you go through Michigan First Mortgage, of course, you’ll be guided through the process by our outstanding team – they’ll make sure you fully understand everything before you sign on several dotted lines. But it never hurts to be armed with as much information as possible – learn to speak mortgage! Mortgage: a loan obtained to pay for a ...