Refinance

Home Organization Tips
Starting off on the right foot has everything to do with having the right mindset, and believe it or not having a clean home can make all the difference. A cluttered house clutters the brain, after all! With that in mind, here are a few home organization tips ordered by room to help you stay on track. The Bedroom Since your bedroom is never on display when guests are over, it’s easy to forget (or care) how messy it can become. But there are a variety of organizational processes you can put into place to minimize clutter. If your closet is constantly ...
3 Advantages of Refinancing Your Home
Mortgage interest rates are very low, and are likely to stay that way for awhile. Most mortgage experts agree that now is an excellent time to refinance. But why should you? We’ve got the details on the advantages of refinancing your home. Reduced interest rate. This is one of the main advantages of refinancing anything, especially a mortgage. As you age and your credit history becomes more robust, you may have a higher credit score and a higher income. For this reason, you may qualify for a much better interest rate than you did when you first bought your house! Ability to ...
Getting a Mortgage After Divorce
A divorce changes so many aspects of your life, both emotionally and physically. One major obstacle is figuring out a living arrangement that works for everyone involved. If you decide to pursue a mortgage (or assume the old mortgage) on your own, a divorce can make the process more difficult, but it’s not always impossible. Here are some issues you’ll need to address: You may want to make sure your old home is in one person’s name only. If you or your ex can refinance in his or her own name, that’s the ideal situation, since one of you would ...
3 Affordable Ways to Improve Your Home’s Curb Appeal
  Your home’s curb appeal is the first impression that strikes potential homebuyers, but there’s no need to spend a fortune on improvements. Here are three affordable ways to make a dramatic difference on a budget. Paint your shutters, trim or doors A gallon of exterior paint will run you less than $100. By simply painting accents like the shutters, trim or front door you can bring your home back to life and add some brightness, making your home stand out. Bold colors work great for this, but make sure the color also works with other exterior areas of the home, such as ...
Home Equity Loans Do’s and Don’ts
by Michael Poulos, President/CEO of Michigan First Credit Union Home equity loans are a great option to consider if you find yourself in need of a reasonable amount of cash in a short amount of time. However, whenever you take an action that could potentially affect your credit, it’s worthwhile to sit down and research the risks and benefits involved. With a home equity loan, it’s important to make sure you’re using the funds for a good reason. DO: Use the loan for home renovations. Major upgrades like a new roof, plumbing repairs, and kitchen renovations are all great ways to use ...
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