First Time Home Buyers

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Buying a home can be a bit confusing the first time around. We’ll cut through all of the jargon and structure a loan that allows you to get the home you want and a payment that fits your budget. We’ll explain all of your options in easy to understand terms and guide you through the entire process. We’ll even help you find a realtor if you need it.

Here are several types of loans we offer for first time home buyers.

Conventional Loans
A traditional mortgage for borrowers with good credit

FHA Loans
Help first time home buyers get a home with as little as 3.5% down

Turning Point Loan
Perfect if you have less than perfect credit or other special circumstances

MSHDA Loan
Provides down payment assistance for first time home buyers

VA Loan
Available for veterans of the armed forces

USDA Guaranteed Rural Housing Program
Special program for purchases in select rural areas

Get a Loan

Looking for more information on the process of getting a mortgage, what to expect during the process and how to know what mortgage is right for you? Visit our resource center for checklists, guides and other free downloadable content or check out the videos and articles in our blog.