Conventional Loans

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You’re ready to buy or refinance a home. Congratulations! You’ve come to the right place – Michigan First Mortgage is the best team in the state, bar none!

If you’re a homebuyer or refinancing and looking for a low down payment and closing costs, and your credit is good, look no further than a conventional loan.

• Fixed and adjustable rate mortgages
• Several loan terms available (30, 25, 20, 15, 10 years)
• Minimum 5% down payment for qualified borrowers
• Primary homes, secondary homes, and investment properties
• No private mortgage insurance (PMI) with 20% down
• Purchase and refinance loans available
• No pre-payment penalties

Ready to buy a home? Fill out our quick questionnaire so our team can help you customize the loan that best fits your needs.

Refinancing? Tell us what you’re looking for here.

Still have questions? Contact us and we’d love to chat.


Want to do a little self-discovery before reaching out? Visit our resource center for helpful videos, checklists, guides and other free downloadable content. Stay updated on new things happening at Michigan First Mortgage.